Earn 8–12% Backed by
Real Estate Collateral
Investment Offerings
VRA Capital deploys your capital as short-term, first-position hard money loans secured by real property — not market speculation.
For Accredited Investors Only · Choose your account type below
CHOOSE YOUR ACCOUNT TYPE
VRA Capital Fund
Same fund, same returns — just pick the account type that matches how you're investing.
Personal / Entity Funds
Most CommonUse this option if you are investing with personal funds, an LLC, trust, or other non-retirement account capital.
✓ Personal funds · ✓ LLC or Corp · ✓ Trust
Retirement Accounts
Use this option if you are investing through a Self-Directed IRA, Roth IRA, SEP IRA, or Solo 401(k). Your custodian submits payment via wire or check.
✓ Self-Directed IRA · ✓ Roth IRA · ✓ Solo 401(k)
Accredited Investors Only. Review offering documents for full terms, risks, and eligibility.
How Your Capital
Is Protected
Every loan VRA originates is secured by a first-position lien on real property. We lend at conservative loan-to-value ratios so the real estate itself creates an equity cushion beneath your investment. Borrowers are experienced investors — not first-timers — with clear, proven exit strategies.
INVESTOR PROTECTIONS
Why Hard Money Works for Investors
Short-term, asset-backed lending offers structural advantages over unsecured or equity-based investments.
VRA holds first-lien position on every loan — you're first in line in any repayment or foreclosure scenario.
Loans are originated at 65–75% of property value, creating an equity buffer that protects your principal.
Typical loan terms of 6–18 months reduce duration risk and keep capital continuously cycling.
VRA works with experienced real estate investors who have proven track records and clear exit plans.
Your capital is spread across multiple loans in multiple markets — not concentrated in a single deal.
Returns are paid from borrower interest — most investors choose to compound and keep capital working in the fund.
Not sure which offering is right for you?
Book a free 15-minute call — we'll help you pick the right path for your capital.