Terms of service.

Last Updated: October 21, 2025

PLEASE READ THESE TERMS OF SERVICE CAREFULLY AS THEY CONTAIN IMPORTANT INFORMATION REGARDING YOUR LEGAL RIGHTS, REMEDIES, AND OBLIGATIONS.

Acceptance of Terms

By accessing or using the website operated by VRA Capital Solutions LLC dba VRA Capital, VRA Capital Lending Fund, LLC, and The Investor Agents (collectively, the “Companies,” “we,” “us,” or “our”) at www.vracapital.com, www.theinvestoragents.com, or any affiliated pages (the “Sites”), you agree to comply with and be bound by these Terms of Service (“Terms”).

If you do not agree to these Terms, please do not access or use the Sites.

Eligibility

The Sites and their content are intended solely for accredited investors, licensed real estate professionals, and members of The Investor Agents community.

By accessing any of the Sites, you represent and warrant that you are either:

  • An accredited investor as defined by Rule 501 of Regulation D of the Securities Act of 1933, as amended; or

  • An active or aspiring real estate professional accessing education, coaching, or community resources provided under The Investor Agents brand.

Site Access and Security

  • You are responsible for maintaining the confidentiality of any login credentials associated with your account.

  • You agree to notify us immediately of any unauthorized use of your account or any other breach of security.

  • We reserve the right to suspend or terminate access for any user at any time, without notice, for any reason, including violation of these Terms.

Intellectual Property Rights

  • All content, trademarks, and intellectual property appearing on the Sites—including text, graphics, logos, videos, training materials, digital courses, and downloads—are the property of the Companies or their licensors.

  • You may not copy, reproduce, distribute, or modify any materials from the Sites without prior written consent.

  • The “Find, Fund, Run”™ framework, The Investor Agents™, and associated course materials and branding are protected intellectual property.

Investment Information and Limitations

  • Content on the Sites is for informational and educational purposes only and does not constitute financial, investment, or legal advice.

  • The Investor Agents provides coaching, education, and community resources but does not guarantee investment performance or financial results.

  • VRA Capital Lending Fund, LLC offers private lending opportunities solely to accredited investors, which involve risk and potential loss of principal.

  • Past performance is not indicative of future results, and any projections or returns mentioned are estimates only.

User Conduct

You agree not to:

  • Use the Site for any unlawful purpose

  • Attempt to gain unauthorized access to any portion of the Site

  • Interfere with the proper functioning of the Site

  • Collect or harvest any information about other Site users

  • Upload or transmit any viruses or harmful code

Third-Party Links

The Site may contain links to third-party websites. We are not responsible for the content, accuracy, or opinions expressed on such websites, and such websites are not investigated, monitored, or checked for accuracy or completeness by us.

Disclaimer of Warranties

  • THE SITE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT ANY WARRANTIES OF ANY KIND.

  • WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE.

Limitation of Liability

IN NO EVENT SHALL WE BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OF THE SITE.

Indemnification

You agree to indemnify and hold harmless the Funds, their officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses arising out of your use of the Site or violation of these Terms.

Privacy Policy

Your use of the Site is also governed by our Privacy Policy, which is incorporated into these Terms by reference.

Changes to Terms

We reserve the right to modify these Terms at any time. Updated versions will be posted to the Site with the "Last Updated" date revised accordingly.

Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of Pennsylvania, without regard to its conflict of law provisions. You agree to submit to the personal jurisdiction of the courts located within Pennsylvania for the resolution of any disputes.

Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that these Terms shall otherwise remain in full force and effect.

Contact Information

Questions about these Terms should be sent to:

VRA Capital Solutions LLC
1244 West Chester Pike, Suite 409
West Chester, PA 19382
Phone: (484) 222-0030
Email: steve@vracapital.com

Complete Agreement

These Terms constitute the entire agreement between you and the Funds regarding the use of the Site, superseding any prior agreements between you and the Funds relating to your use of the Site.

By using this Site, you acknowledge that you have read these Terms, understand them, and agree to be bound by all of the terms and conditions stated above.